We use policies to protect your mortgage in case of an accident or unforeseen circumstance.  Please reach out to us to learn more about this powerful concept that will pay your mortgage while you work through family issues.  

What it covers

• Emergency care: Ambulance rides, ER visits, diagnostic tests (X-rays, CT scans).
• Injury treatment: Fractures, dislocations, burns, concussions, emergency dental work.
• Supportive care: Physical therapy, rehabilitation, prescription medications, medical supplies.
• Hospitalization: Admission, confinement, and intensive care.
• Other expenses: Lodging/travel for treatment, lost wages, accidental death/dismemberment (in some plans). 

How it works

• Premiums: You pay monthly premiums for coverage.
• Cash benefits: When you have a covered accident, the insurer pays a set amount directly to you (or sometimes the provider).
• Fills gaps: The cash helps with deductibles, copays, and other expenses, even if your main health plan pays most medical bills. 

Key things to remember

• It's supplemental, meaning it works with your health insurance, not instead of it.
• Benefits and covered injuries vary by plan, so always check the policy details.