We use policies to protect your mortgage in case of an accident or unforeseen circumstance.  Please reach out to us to learn more about this powerful concept that will pay your mortgage while you work through family issues.  

How it works

• Mortgage Protection: This is a type of license insurance ranging from 10-30 years. It's designed specifically to pay off your mortgage. Likely your biggest asset in the event of your death or if you become critically ill or disabled. You agree to pay a monthly premium to your chosen life insurance carrier in exchange for coverage. If you pass away while the policy is enforced the insurance company in turn will pay out a benefit for the cost of your mortgage. Some policies offer a return of premium option which means if you don't pass away by the policy term you'll receive the money you paid into the policy back.
• Cash benefits: If the policy offers the cash back option, you'll be paid back your premiums at the end of the policy.  If it does not and an accident or death occurs, the policy will cover the mortgage amount.